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Are you in need of a personal installment loan, but you have credit issues? If so then you are probably looking for no credit check personal installment loans. These are not easy to find because just about everybody wants to check your credit. Here are two options that will require a credit check and one that will not.

First, always check with your own bank or credit union. Sometimes there is more that they can do than you think. If you have been with them for many years, have had other loans in the past with them, or have investment accounts with them, then they may be able to help you when you need a personal loan. They will check your credit, but if you have a good history with them, then they might give you a loan regardless of your credit.

Second, you can use Prosper. This is a marketplace for private lenders and borrowers to meet. They will pull your credit, but only once and they will give you a credit rating with them. Once they have done this the private individual lenders will be able to bid on your loan listing and help to fund your loan. This is a great way to get a loan because it is not always about credit with Prosper.

Last, the best option for no credit check personal installment loans is to get a payday loan or cash advance. They rarely ever check credit and most of the time they lend money based on your income. These loans can go from $100 to $1,500, but they will have to be paid back within 30 days. You can usually extend the loan for another 30 days for a fee that is about 3% to 5% of the loan amount. It all depends on the lender.

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