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Poor Credit Student Loans - You Still Have Options

Are you trying to finish a degree or go back to school and you are worried that your poor credit will effect your student loans? Do you know what type of options are out there and what you can get? There are many options for poor credit student loans and there are even options that you never have to pay back. Here are just a few of those options for you.

First, you can fill out a FAFSA and see if you qualify for pell grant money. This is money that you will never have to pay back and it will help with tuition, books, and housing. Typically you have to be at least 23 years old and making very little money to qualify. However, if your parents do not make much money or you are emancipated from then, then you might qualify as well.

Second, you can use that same FAFSA to see if you qualify for stafford student loans. There is no credit check for these and they are based on how much money you make. The less you make the closer to the maximum you will be able to get. If you make under $30,000 or your parents do, if you still have to go off their income, then you should qualify for the maximum.

Last, there are also parent plus loans and other types of private student loans that will help. Sometimes with poor credit student loans all you need is a good co signer and you are good to go. None of these loans will you have to start paying on until you graduate and no matter what there is always a way to go back to school.